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Terms & Conditions

 

These Terms and Conditions are rules which you as the user must agree to abide by in order to use our Website and Services. These Website multinsurancesolutions.com and www.mult-insurancesolutions (“Site” “Service”) is operated by MultInsurance Solutions (the “Company”). The terms and conditions available on this website (“Terms of Use”) simply describe how you use our programs, products and services, and their contents. Please read carefully. We have the right to change these Terms of Service from time to time without notice. You agree that any visit to this site is subject to the current Terms of Use at that time.

Throughout the website, the word “we”, “us” and “our” refer to the Company and the term “You” “Your” refer to you as a user of the Service. The Company offers this website, which includes all the information, tools and services available on this site for you, the user, subject to the acceptance of all the terms, conditions, policies and communications that are indicated here. By making use of the Service available on the site, you agree to be bound by these Terms and agree to all legal results. If you do not agree to these terms of service, in full or in part, do not utilize the Service. Kindly read these Terms of use thoroughly before using our site. 

Any new features or tools added to the Site will also be subject to the Terms of Service. You can review the advanced version of the Terms of Service at any time on this page. We reserve the right to update, modify or replace any part of these Terms of Service by posting updates and/or changes to our site. It is your duty to review this page regularly for changes. The use or continued access to the website after the publication of any change constitutes acceptance of these changes.

In case of violation, bankruptcy or inconsistent behavior with any part of the contract, we may interrupt, suspend, and/or limit your account/profile, your ability to access, visit and/or use the Service or part of it. and/or the Agreement, including, without limitation, any of our alleged obligations below, with or without notice, in addition to our resources. Furthermore, we may limit, restrict or refuse to provide you with any access, visit and/or future use of the services or any other product (s) or service (s) that we provide. We hold the right, in addition to our other resources, to apprehend any technical, legal and/or other actions that we consider necessary and/or appropriate with or without notice, to prevent violations and enforce the agreement and remedy any hypothesis. Violations You acknowledge and agree that we are entitled to a judicial injunction without publishing an obligation to interrupt or prevent a violation or violation of the obligations under the Contract.

In the case of any conflicts or offenses within the terms of this User Agreement and other applicable terms and/or conditions applicable to the Service, we will determine which terms, restrictions, terms and/or conditions shall control and prevail in our sole discretion, and the user has no right to challenge or dispute such determination.

Ability to Accept

You represent and guarantee that you are of legal age and otherwise qualified to enter into this Agreement in your jurisdiction and, if you are entering into this Agreement on behalf of an entity, that you are authorized to enter into this Agreement on behalf of such entity.

Minor

If You have agreed to allow Your minor child or a child for whom You are legal guardian (a “Minor”), to use this Site, You agree that You shall be solely responsible for: (a) the online conduct of such Minor; (b) monitoring such Minor’s access to and use of the Site; and (c) the consequences of any use of the Site by such Minor.

Use Of Service

MultInsurance Solutions welcome you to view, use and download materials on this Site for your informational, non-commercial use, provided that you leave all the copyright warnings or other proprietary notices intact. You may not store, alter, duplicate, transmit, share, repost, openly display or otherwise use any content on this website, or the design or layout of this Site or individual segments of it, in any form or media except with the express prior written approval of MultInsurance Solutions. The commercial use, duplication, reposting, public display, transmission or distribution of any data, software, logo or other material available through this Site without the prior written consent of MultInsurance Solutions is rigorously prohibited. You agree that MultInsurance Solutions may, at any time, for any purpose and without notice, stop, change or limit your use of this Site and make adjustments in the products and/or services depicted in this Site.

Editing, Deleting and Modification

We hold the right in our sole discretion to correct or remove any documents, data or other content appearing on the Site at any time without notice.

Property

The Services and all related rights are, and will remain our property. Neither these Terms nor the use of the Services grant or grant the user any right in relation to the Services, except for the limited license granted previously, or to use or refer in any way to the names of the companies, logos, to the Names of products and services, brands or services. All content that appears on the MultInsurance Solutions platform is owned by our partners and is protected by international copyright laws. Some names, graphics, and logos are trademarks, service marks or commercial image (collectively, “Trademarks”) of MultInsurance Solutions. Our trademarks may not be used for any purpose, except under our trademark use policy. All other trademarks are the property of their respective owners and may not be used without your prior written consent.

If you print, copy, modify, download or otherwise use or provide any other person access to any part of the website that violates the Terms of Use, your right to use the website will cease immediately and you must, at our discretion, return or destroy any copies of the materials you have made. No right, title or interest in or on the website or any content of the website is transferred to the user, and MultInsurance Solutions reserves all rights not expressly granted. Any use of the Website not expressly permitted by these Terms of Service is a breach of these Terms of Service and may violate copyright, trademark and other laws.

Our Consent

By continuing to use this site, you acknowledge that you have read and understood the terms and conditions contained in these Terms of Use. It also acknowledges that you are using the site for its sole purpose and not for the benefit of a competitor.

User Comments, Feedback, And Other Terms

If at our request, you submit certain specific contributions or without our request submit feedback, reviews, comments, suggestions, proposals, plans or other material, whether online, by email, by post or otherwise. (collectively, “comments”), you agree that we may, at any time, without limitation, modify, copy, publish, distribute, translate, and use comments submitted to us in any medium. We are and are under no obligation (1) to keep any comments confidential; (2) to respond to any comments. We may, but have no obligation to, monitor, edit or remove content that we determine in our unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or objectionable criteria or violate the intellectual property of any party or these Terms of Service. You acknowledge that any of your comments do not violate any third party rights, including copyright, trademark, privacy, personality, or other personal or proprietary rights. You also accept that your feedbacks/comments do not contain defamatory, illegal, offensive or obscene material or that contains computer viruses or other malware that may in any way affect the performance of the Service or any affiliated website. It is not possible to use a fake email address, pretend to be someone other than you, or otherwise deceive us about the source of any comments. You are solely responsible for the comments you make and for their accuracy. We assume no responsibility and assume no responsibility for any comments posted by you or a third party.

MultInsurance Solutions does not endorse and has no control over the content of Submissions submitted by others to the Site. Submissions submitted to the Site are not necessarily reviewed by MultInsurance Solutions prior to posting and do not necessarily reflect the opinions or policies of MultInsurance Solutions. We make no warranties, express or implied, as to the content of the Submissions on the Site or the accuracy and reliability of any Submissions and other materials on the Site. Nonetheless, MultInsurance Solutions reserves the right to prevent You from contributing Submissions to the Site and to edit, change and/or remove such Submissions for any reason whatsoever without prior notice. In the event You request the removal or modification of content submitted by You or another User which includes Personally Identifiable Information (PII), we will remove any such information upon request submitted through our contact form.

Confidential Information

MultInsurance Solutions does not want you to, and you should not send any confidential or proprietary information to MultInsurance Solutions via the Site except as expressly or implicitly indicated by the Site functionality See our Online Privacy Policy for additional information. You agree that any materials or information that you or individuals acting on your behalf provide to MultInsurance Solutions will not be considered confidential or proprietary. To the extent you provide any  materials or information to us other than nonpublic personal information, you grant to MultInsurance Solutions an unrestricted, perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, sublicense, transmit and distribute such materials and information, in any medium and in any form, and you further agree that MultInsurance Solutions is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to MultInsurance Solutions through or by means of this Site.

Personal Information

The sending of personal information through the store is governed by our Privacy Policy. 

Scope Of Service

We are here to provide you with the most beneficial tools to discover the right Insurance Policy. Whether it is Health, Life, Medicare, Groups, Auto or Homeowners Insurance. Whatever type of coverage you might be looking for, we are here for you!

Availability of Products and Services

MultInsurance Solutions does business in certain states in the United States of America. Home offices are located in 432 E Brandon Blvd, Suite 2C, Brandon, FL, 33511 unless otherwise indicated. MultInsurance Solutions sells insurance in the United States only and in about 40 states. Not all of the products or services described on this site are available in all states or provinces. You may not be eligible for all products and services and MultInsurance Solutions reserves the right to determine such eligibility in its sole discretion as permitted by law. 

Payment Terms

Feel free to check our payments methods If you wish to purchase any of our products or services made available through the website (“Purchase”), you may be asked to supply certain information relevant to your purchase. You present and warrant that: (i) you have the legal right to use any credit card(s) or other payment methods (s) in connection with any Purchase; and that (ii) the data you provide to us is accurate, valid and complete.

By submitting such information you grant us the right to provide the information to third parties for the purpose of facilitating the completion of Purchases. We hold the right to deny or revoke your order at any time for specific reasons including but not limited to product or service availability, inaccuracies in the description of the amount of the product or service, mistakes in your order or other reasons. We hold the right to deny or revoke your order if fraud or an illegal transaction is suspected.

All payments are due upon receipt. If the payment is not received or the payment method is refused, the Customer will lose the Services.

Fraudulent actions by users

MultInsurance Solutions is not responsible for losses relating to fraudulent actions by any User that is misleading, fraudulent or in any other way invalid (“Fraudulent Actions”). By using the Services, you will release MultInsurance Solutions from any liability arising from fraudulent actions. You will also do everything possible to notify us immediately of any fraudulent action that may affect the Services. MultInsurance Solutions reserves the right, in its sole discretion, to restrict any User who is involved in fraudulent actions from using the service.

Precision, Integrity, And Punctuality Of Information

The information available on this Website is intended to be a general information resource regarding the matters covered, but is not offered as legal, accounting or other professional advice, and is not tailored to your specific circumstance. You should evaluate all the information, opinions, and advice available on this website in consultation with your insurance agent. Any dependence on the material on this website is at your personal risk. We reserve the right to change the content of this site at any time, but we have no obligation to update any information on our site. You acknowledge that it is your duty to observe changes to our website.

Monitoring

We reserve the right, but not the obligation, to monitor access to and use of this site without notice to the user. We may register or register your use in a manner consistent with the provisions of our Privacy Policy, accessible through the Privacy Policy link on the home page of this site.

Limited License

The content on the Site, including without constraint, the materials, data, text, software, code, scripts, graphics, photos, interactive features and the likes, as well as the trademarks, service marks, and logos (collectively, the “Content”), are held by or licensed to MultInsurance Solutions unless expressly disclaimed and are subject to copyright, trademark and other intellectual property rights under the law. Subject to these Terms of Use, MultInsurance Solutions grants you a limited right to view, access, and display the Content within this Site for personal use only. This grant of rights to you is limited in duration and scope. The grant is not transferable, nor is it exclusive. Mult Insurance Solutions may terminate the grant, in whole or in part, for any reason and at any time with or without notice. This grant is also dependent on your agreement not to interrupt or attempt to interrupt the operation of the Site.

You may download the Content only for the purposes stated above. This license is not a transfer of title in the Content or any copies of the Content and is subject to the following restrictions:

  • You may not modify the Content in any way (including the removal of any copyright or other proprietary notice contained in the Content), or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and
  • You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. This Site, including all Content, is protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws in your use of this Site and to prevent any unauthorized copying of the Content. Except as expressly provided herein, MultInsurance Solutions does not grant any express or implied right to you in or to any Content and in no way do these Terms of Use convey any rights in or to any patents, trademarks, copyrights or trade secrets.

Permissions and Restrictions

MultInsurance Solutions hereby grants you permission to access and use the Site as set forth in these Terms of Use, provided that:

  • You agree not to distribute any part of the Site, in any medium, without the prior written consent of MultInsurance Solutions other than through functions and features provided through the Site (such as a downloadable image).
  • You agree not to alter or modify any part of the Site.
  • You agree not to use any part of the Site for any commercial use without the prior written authorization of MultInsurance Solutions. Prohibited commercial uses include without limitation any of the following actions taken without MultInsurance Solutions express written approval: 1) sale of access to the Site on another website; 2) use of the Site or any information on the Site for the purpose of gaining advertising or subscription revenue; or, 3) the sale of advertising on the Site or any third-party website targeted to any information on the Site.
  • Prohibited commercial uses do not include uploading of original material to the Site approved in advance or expressly authorized by MultInsurance Solutions in writing.
  • You agree not to use or launch any automated system, including without limitation, “robots,” “spiders,” or “offline readers,” or similar devices that access the Site in a disruptive manner, send more request messages to the Site’s servers in a given period of time than a human can reasonably produce in the same period of time using a conventional on-line web browser, or comb the site using automated devices for the purpose of displaying the Site contents on any other website. Notwithstanding the foregoing, Mult Insurance Solutions grants the operators of public search engines permission to use spiders to reference or link to materials on the site for the sole purpose of creating publicly available searchable indices of the materials. As with all provisions of these Terms of Use, Mult Insurance Solutions reserves the right to revoke these exceptions either generally or in specific cases. You agree not to collect or harvest any personally identifiable information, including usernames, from the Site, nor to use the communication systems provided by the Site (e.g. comments, email) for any unlawful purpose. You agree not to solicit, for commercial purposes, any users of the Site.
  • In your use of the Site, you will otherwise comply with the terms and conditions of these Terms of Use and all applicable local, national, and international laws and regulations.
  • MultInsurance Solutions reserves the right to discontinue any aspect of the Site at any time.

Denial Of Access

These Terms of Use constitute a valid agreement, unless and until resolved by MultInsurance Solutions. If at our sole discretion, you fail to comply with the terms or provisions of this agreement, We may deny you access to the site. In case of refusal of access by MultInsurance Solutions, the user is no longer authorized to access the Site and as well as the exclusion of responsibility and limitations of the responsibilities established in this document. The conditions of use will continue to apply. These Terms of Use constitute the entire agreement between you and MultInsurance Solutions relating to the subject matter of this document.

Intellectual Property

The Content we display on the Website is protected by copyright, trademark, patent, trade secret, database and other intellectual property rights, which is either owned by or licensed to us. We hereby grant you a limited, revocable, non-sublicensable license to reproduce and display the MultInsurance Solutions Content (excluding any software code) solely for viewing and using the Website. You may not copy, reproduce, make available online or transmit, publish, adapt, distribute, transmit, broadcast, display, sell, license, or otherwise exploit any of the MultInsurance Solutions Content without written permission from us or the owner of the intellectual property rights. 

Reservation of Rights

You acknowledge and agree that the website is provided under license, and not sold, to you. You do not acquire any ownership interest in the service under this agreement, or any other rights thereto other than to use the service in accordance with the license granted, and subject to all terms and conditions, restrictions, under this agreement. MultInsurance Solutions shall retain its entire right, title, and interest in and to the website, including all copyrights, trademarks, and other intellectual property rights therein or relating thereto, except as expressly granted to you in this agreement.

Advertisements

MultInsurance Solutions and its licensors may publicly display advertisements and other information adjacent to or included in the Content. You are not entitled to any payment for these publications. The method and scope of such advertising are subject to change without notice.

Third-Party Links

The site provides links to other sites or resources. Confirm and accept that we are not responsible for the availability of such external sites or resources and that we do not approve or are responsible, directly or indirectly, for the privacy practices or content (including non-representative or defamatory content) of such sites, including (a) advertising, products or other materials or services on or available from such sites or resources, or for any damage, loss or crime caused or allegedly caused by, or in connection with, the use or dependence of such content, goods or services available on such sites or external resources. The use of links to other sites and resources is at your own risk and it is the responsibility of the user to verify and comply with the terms and conditions of all linked sites visited. You should thoroughly review your privacy policies or statements on any other website you visit, as these privacy policies or policies will apply to your visit to that website and may vary significantly from our privacy policy.

Communication

When you use the Site or sending emails and other communications from your desktop or mobile device to us, you are communicating with us electronically. You admit and consent to receive electronically all communications, transactions, and documents (collectively, “Communications”) that MultInsurance Solutions may present in association with your use of MultInsurance Solutions services.  You also consent to be contacted via automatic telephone dialing system, by artificial voice and/or pre-recorded message, or by text message at the telephone number you provided from or on behalf of MultInsurance Solutions, insurance carriers or agents, and partner companies. 

Phone Support: 

To obtain customer support, you understand that you may be required to speak with a company representative by phone, we may also contact customers or some certain users of Mult Insurance Solutions website through phone call or text messages. all calls between MultInsurance Solutions‘ staff members, and/or users are recorded for quality assurance purposes.

Privacy

We guarantee to ensure the protection and individual data of our users as per the Privacy Policy. MultInsurance Solutions guarantees to practice the most extreme consideration with respect to its safety efforts with the security of any User data.

Agreement to negotiate electronically

All transactions with or through this website or MultInsurance Solutions may, at our discretion, be carried out and carried out electronically. We can keep records of any type of communication made through this website. All electronic records are considered to be sent when they are addressed to the recipient correctly and the record enters an information processing system outside the sender’s control or the record enters a region of an information processing system under the control of the recipient. 

Disclaimer

WE DO NOT GIVE WARRANTY ABOUT OUR SERVICES, MATERIALS YOU ACCEPT THAT THE WEBSITE, PRODUCTS AND SERVICES IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM LIMIT PERMITTED BY APPLICABLE LAW, ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, ADEQUACY TO A PARTICULAR PUBLIC AND CONTACT WITH THE PUBLIC. WE DO NOT WARRANT THAT THE WEBSITE, PRODUCTS, SERVICES OR MATERIALS WILL BE FUNCTIONAL, UNINTERRUPTED, ACCURATE, COMPLETE OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT ANY PORTION OF THE SITE, THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  SERVICES ARE OFTEN PROVIDED ON AN INDIVIDUAL BASIS AND WILL VARY DEPENDING ON YOUR SPECIFIC SITUATION. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR CONTENT WILL BE AT YOUR SOLE RISK. MULTINSURANCE SOLUTIONS RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO MAKE CHANGES TO THE TERMS OF USE, AND TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. MULTINSURANCE SOLUTIONS MAY MAKE ANY OTHER CHANGES TO THE SITE AND THE CONTENT AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.

THE SITE AND CONTENT ON THE SITE ARE PROVIDED “AS IS” WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE

Limitation of liability

ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES, WORMS OR OTHER MALICIOUS SOFTWARE CONTAINED WITHIN THE SITE IS DISCLAIMED. WE WILL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING LOST PROFITS) THAT MAY RESULT FROM USE OF, OR INABILITY TO USE OUR SITE. MULT INSURANCE SOLUTIONS DOES NOT WARRANT OR MAKE REPRESENTATION REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BY USE OF THIS WEBSITE YOU ACKNOWLEDGE AND AGREE THAT THE INFORMATION ON THIS WEBSITE MAY CONTAIN INACCURACIES AND OTHER ERRORS.

Allocation Of Risk

YOU USE THIS WEBSITE AND THE MATERIAL AND INFORMATION ON THE WEBSITE AT YOUR OWN RISK. MULT INSURANCE SOLUTIONS AND THE CONTENT PROVIDERS ARE NOT LIABLE FOR ANY DAMAGES ALLEGEDLY SUSTAINED ARISING OUT OF USE OF THE WEBSITE, AND INCLUDING ANY CONSEQUENTIAL, SPECIAL, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to cancel and retain our employees, directors, agents, affiliates/partners, employees, shareholders, agents, branches, advertising related agencies and promotional activities, all external suppliers of information sources harmless of all and any damage, rights, losses, claims and actions that may result from textual or other materials in connection to our Service.

Moreover, you acknowledge to repay, shield and hold us safe from any conceivable interest or suite, guarantee, which may incorporate those of lawyer charges, made by a third party because of your use of our Service, your breach or violation of any part of these Terms of Use or any rights of a third party, any other omission or act by you.

Availability, errors, and inaccuracies

We are regularly updating our services (“service”) on our site. The products or services available on our Service may be incorrectly evaluated, incorrectly described or unavailable, and we may experience delays in updating information on the Service and our advertising on other sites.

We can not and do not ensure the accuracy or perfection of any data, including prices, item products, details, accessibility, and services. We reserve the right to change or update information and correct any errors, inaccuracies or omissions at any time without notice.

Changes

MultInsurance Solutions reserves the right, at its sole discretion, to modify, add or remove all or any portion of these Terms of Use at any time. Changes will be effective when they are posted so that you have notice of such changes. Your continued use of the Site after any changes are posted will be considered acceptance of those changes. If you do not agree to any changes, you may not continue to access or use the Site. MultInsurance Solutions may terminate, change, suspend or discontinue any aspect of the Site, including the availability of any features of the Site, at any time and without notice or liability. MultInsurance Solutions may also impose limits on certain features and services or restrict your access to all or part of the Site without notice or liability.

Waiver

If we fail at any time to insist on strict compliance with any of your obligations under any of these Terms, or if we do not exercise any of the rights or resources to which we are entitled under this term, this will not constitute a waiver of such rights. or resources and should not exempt you from complying with these obligations. A waiver by us of any breach does not constitute a waiver of any subsequent breach. No waiver by us or any of these Terms will be effective unless expressly stated to be a waiver and communicated in writing in accordance with these Terms.

Severability

If for any reason any portion or provision of these Terms of Use, is ruled to be unenforceable, that provision will be enforced to the maximum extent permissible so as to affect the intent of the Terms of Use, and the remainder of the Terms of Use will continue in full force and effect.

Entire Agreement

These Terms of Use constitute the entire agreement between MultInsurance Solutions and you with respect to your use of the Site and any Content.

Governing Law

These Terms shall be governed in all respects by and construed in accordance with the United States law (including all non-contractual disputes or claims arising out of the subject matter of these Terms). 

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